The venture card offers up to 1 5x airline miles per dollar spent while the sapphire preferred offers 2x airline miles on dining and travel and 1x airline miles on other purchases.
Venture or sapphire preferred.
If you have both the venture and sapphire preferred you can use the sapphire preferred on dining and travel to get 2 ultimate rewards points per dollar then switch to the venture to earn 2 venture.
While sapphire preferred and venture have a slight overlap in rewards they provide different reward rates on other purchases.
The venture card offers 2 miles per 1 spent on all purchases equal to 2 cash back when you redeem for travel whereas sapphire preferred awards double points only on travel and restaurant spending setting it back.
The sapphire preferred card gives more choices in how you use your points.
For the average person the rewards earned are valuable enough to offset an annual fee of 95.
Earn 2x points on.
The chase sapphire preferred and capital one venture rewards credit card are both travel rewards credit cards with annual fees of 95.
They do not provide the extensive travel benefits of the higher priced cards such as the chase sapphire reserve card but do offer a solid range of rewards and benefits at a lower price.
We consider the chase sapphire preferred card and capital one venture rewards credit card as mid range loyalty cards.
So if over half of your spend is on dining and travel i.
Both the chase sapphire preferred and the capital one venture have reasonable annual fees.
If you re ever involved in a fender bender while in a rental car the protection offered by the sapphire preferred can save you a lot of hassle and money.
Which one should you choose.
Here s the break down.
Most importantly the sapphire preferred offers primary rental coverage while the venture card s benefit is secondary.
Unlike the venture card the sapphire card lets you redeem points for cash back and merchandise as well as travel.
The way you earn and redeem rewards with each card is.